保險 英中
Many companies across the nation are again being confronted by significant healthcare premium increases this year. ***medical plan increase came in high this year and we are forced to make plan changes to continue to offer medical coverage to employees. Changes to the Anthem Blue Cross medical plan are outlined below. Our dental plan costs will remain the same.
今年以來，健康保險的保險費顯著增加，這是許多國內(nèi)公司不得不再次面對的問題。***醫(yī)療計劃方面（預計支出）明顯提高，在這種情況下，公司不得不對計劃進行修訂以繼續(xù)向雇員提供醫(yī)療保險。關(guān)于“Anthem藍十字”醫(yī)療計劃的變更，請見下文。另外，我們在牙科保健計劃方面的開支將保持不變。
●WHAT’S NEW
●計劃更新內(nèi)容
Office visit copay will be $30 for Primary Care Physicians and $40 for Specialists
對于被保險人而言，主治醫(yī)師掛號費的承保額度為30美元，專家掛號費的承保額度為40美元
Prescriptions coverage:
處方藥的保險額度：
$10 copay for Generic Drugsgxgkickz.com
非專利藥為10美元
$25 copay for Brand Name Drugs after a $100 Deductible
在自付100美元后，專利藥為25美元
$40 copay for Non-Formulary Brand Drugs after a $100 Brand Deductible
在自付100美元后，非目錄內(nèi)專利藥為40美元
Inpatient hospital services will be $500 copay per day (up 3-day Maximum)
住院費的承保額度為500美元/天（最多3天）
Outpatient medical services will be covered at 80% (for services not affiliated with hospital facilities)
門診醫(yī)療費將承保80％（該醫(yī)療費不涉及使用醫(yī)院設(shè)備所應(yīng)支付的費用）
Out of pocket maximum will be $1,500 per individual and $3,000 per family
最高額度的實際支出：個人為1500美元，家庭為3000美元
● 2010 EMPLOYEE CONTRIBUTIONS
● 2010年雇員應(yīng)繳納金額
***continues to pay a significant portion of the cost of your benefits. Our cost-share percentage is in line with other employers in our industry. Having said that, this year both you and ***will continue to share the increase in our benefit plan costs.
關(guān)于您的福利費用，***將一如繼往的承擔較大份額，且該份額與本行業(yè)內(nèi)其它雇主所承擔的份額一致。但今年公司也將與您共同分擔我們的福利計劃中所增加的成本。
Re-enrollment is the one time each year when eligible employees may add dependents or enroll in our health plans. You may also cancel coverage for yourself and your eligible dependents during the re-enrollment period. If you do not make any changes at this time, you cannot make changes during the year unless you have a family status change as denoted by the IRS.
醫(yī)療保險的再登記工作每年僅進行一次。在再登記期間，您本人或您的家人可以參加我們的醫(yī)療保險計劃；與此同時，之前參加醫(yī)療保險計劃的您或您的家人也可以退出本計劃。如果在這期間您未做任何變更，那么本年內(nèi)您將不能做任何變更，除非像IRS所指出的那樣，您的家庭情況有所變化。
Please note that your benefit selection is an annual election. The decision you make now will become effective on January 1, 2010 and will remain in effect until December 31, 2010
請注意：福利計劃是年度選擇，您現(xiàn)在所做的決定將于2010年1月1日正式生效，其有效期至2010年12月31日。
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